Asset Finance

Asset Finance enables businesses to acquire high-value working assets via structured finance facilities such as:

• Hire Purchase – this allows for both use and ownership of the asset, plus the asset can be shown on the balance sheet
• Leasing – the asset is only rented, without ownership at the end of the rental term

Asset Finance is commonly used to finance items such as:

• Vehicles – cars, vans, lorries, and specialist vehicles such as coaches and buses
• Capital equipment, plant and machinery – such as printing, manufacturing and engineering machinery, plant hire equipment, computer and office equipment

Asset Finance’s major benefit is that it allows payments to be spread over an agreed period, usually without involving any significant initial outlay. In addition, Asset Finance rates can compare favourably against bank funding rates, resulting in ease of cash-flow and other financial benefits.

We have well-established relationships with some of the UK’s leading Asset Finance companies, and we can broker highly competitive agreements designed to enhance our business clients’ liquidity and financial stability.